10 tips to help you find the perfect home

If you are buying your home for the first time, know that this journey can be exciting and stressful. For this reason, we suggest that you follow a couple of expert tips that will help you find the best home that can meet your needs. Below are some of those tips. 1. Type of House First, you must decide the […]

Metal Roof Cost: Common Myths Debunked

Out of the box, the cost of a metal roof can seem astronomical when compared to a traditional asphalt shingle roof. But simply comparing the absolute cost of the material and no other factors is not comparing “apples to apples.” Metal roofs do not get their profitability from their materials. To better understand the expense, we are better apt to […]

3 Reasons to Buy a Treadmill Mat Under Your Treadmill

Why do you need a treadmill mat for your exercise equipment? There are 3 reasons to buy a fitness equipment mat: Protect your equipment; Protect your floor; and Reduces treadmill noise. Mats are very inexpensive considering how much they protect both fitness equipment and the floor. 1. Does it protect your exercise equipment? The mats are made of PVC, which […]

Why REO Management?

The need for proper REO management has never been more pronounced than in these tough economic times. As more and more people are facing foreclosure or have already been through foreclosure, hiring REO management to a trusted resource is something many lenders are considering. Here are some things to keep in mind whenever you do this, as well as some […]

Avoiding Shell Trusts and Trust Schemes – Part I – Shell Trusts

Legitimate trusts are tools used by qualified estate planners and their clients to achieve certain objectives, including, but not limited to, controlling the disposition of assets, avoiding probate, reducing administration costs, saving estate taxes, and preserving family heritage for future generations. Unfortunately, trusts are often used for inappropriate purposes. Lurking in the shadows are scammers promoting phony trusts and escrow […]

How you can insure your belongings in a university

Starting life in college can be a daunting and worrying prospect, as well as an exciting one. Any student will have their own concerns about living on campus, as will her parents, no doubt! – but there are ways to ensure that everyone has peace of mind when possible. Obviously, no student can definitely promise that no mischief will happen […]

What are the current mortgage rates? Is it better to get a 30 or 15 year fixed rate in TX?

Today’s Mortgage Rates: (Texas) Fixed Rate 30 Years 6.375% 6.606% Fixed Rate 20 Years 6.375% 6.680% Fixed Rate 15 Years 5.875% 6.252% 5-year ARM rate 5.750% 5.740% Texas Jumbo Mortgage Loans: amounts in excess of conforming loan limits $417,000. Remember that a jumbo home loan is a home loan that exceeds $417,000. Typically, if the client has good enough credit, […]