The question we’ve been asked the most since we started writing mortgages has been: How do I know when it’s time to refinance? The old conventional wisdom said to do it when rates drop 2% below your current mortgage, but this rule of thumb is too simplistic. The higher your loan balance, the smaller the percentage difference in rate needed […]
When activating sodium chlorite or MMS water purification drops, an acidic substance must be added to form chlorine dioxide and provide the ability to kill pathogens. Sodium chlorite can be added directly to water to purify it of heavy metals and pathogens. A drop of sodium chlorite added to a gallon of water will remove most heavy metals and you […]
A Carb Blocker is a special type of diet pill that interferes with the digestion of carbohydrates. Phase 2 is a particular type of Carb Blocker that is popular for this type of diet pill, such as Dietrine. The weight loss principle behind the Phase 2 Carb Blocker diet pill is that a certain portion of carbohydrates you eat will […]
Amidst all the hype on the internet about the promise to enlarge your penis, there is one big thing that has been forgotten: What is the true average size of a penis? Sure, if you feel like you’re too small, then having a bigger penis would be great. Your confidence will skyrocket and your sex life will improve. But what […]
According to various websites, Python is one of the most popular coding languages of 2015. In addition to being a high-level, general-purpose programming language, Python is also object-oriented and open source. At the same time, a good number of developers around the world have used Python to create GUI applications, websites, and mobile applications. The differentiating factor that Python brings […]
If you need new cabinets but can’t afford them, you can try some DIY antiques. Aging your kitchen cabinets can revitalize old, worn cabinets and add warmth and character to the room. Antique cabinetry matches a wide range of decorating styles, from country to Victorian to Tuscan to French. Antique cabinets will give your kitchen a warm and inviting look […]
Milling machines come in various types with a variety of features based on certain standard specifications. Some of the most commonly used machines are: Column, Turret, C-Frame, Horizontal, Bed Type, Planer Style, and Plotter Controlled. A milling machine is a tool in the metal industry that has numerous functions. Each machine has a cutter that operates in various speed ranges […]
My experience begins with a degree in advertising, running my own advertising agency, followed by 25 years as an advertising consultant for the Yellow Pages. During those 35 years, I think I learned one or two or three things about what makes an ad campaign successful. I even wrote a book about my experiences with directories and how to make […]
The other day I was told about an inveterate gamer who struggles with video games and beat a hemorrhoid in real life. He is the son of a friend who is going to college. He has been a serious hardcore gamer since he was in high school. The video games he plays the most are MAG, Dark Void and Dante’s […]
Losing abdominal fat has become a very difficult task for many people. However, more often than not, they are trying to fix the problem the wrong way or with the wrong mindset. An example of this is targeted fat reduction, where some people believe that crunches will instantly burn fat, and only burn fat, around the abdominal region. This is […]
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